Types of Insurance

Individual & Family Plans
(Virginia and Maryland only)

-- Life Insurance

Term Insurance

• This is a low cost method of coverage.

• Excellent when you need a lot of coverage at minimum premium outlay.

• Also used to protect for a certain period of time such as a mortgage or other debt.

• Coverage time periods are 10/15/20/30 years

• Minimum amounts available for sale $100,000

• Use the Quote buttons on the right to obtain a "made to measure" Insurance Rate from us. It should be noted that the final rate is decided upon by the Insurance Company's underwriting department after reviewing all the information we present to them.

 
Cash Value Type Life Insurance

• Whole Life (regular)

• Universal Life

• Interest Sensitive Whole Life

• Coverage Time Period:   age 1 to 100

• Minimum amount available for sale usually $5,000

• These products meet various needs. From Final Expenses to Estate Protection

• Unlike Term Insurance, as long as the premiums are paid the coverage stays in force until the insured dies.

• It is possible to cash surrender the policy prior to death or stop payment when the cash value is high enough to continue the policy on a Paid Up basis.

• Use the Quote buttons on the right to obtain a "made to measure" Insurance Rate from us. It should be noted that the final rate is decided upon by the Insurance Company's underwriting depratment after reviewing all the information we present to them.

More Individual/Family Plans

Health Insurance Long Term Care Insurance

 

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12727 Landview Drive
Manassas, Va. 20112-4637

Phone:   Fax:

703-791-8284 703-791-2349

Important Note: This website provides only a simplified description of coverages and is not a statement of contract. Coverage may not apply in all states. For complete details of coverages, conditions, limits and losses not covered, be sure to read the policy, including all endorsements.